New Delhi: Private sector banks are going to make changes from ATMs to Credit Card Rules, which will be applicable from July 1. ICICI Bank has amended its service fee for some transactions. At the same time, HDFC Bank has changed the rules of credit card. If you also use the service of these two banks, then you are going to get a shock.
Charge on ATM transaction
Now if ICICI customers use the ATM of another bank, then after 3 free transactions, Rs 23 will have to be paid on financial transactions Rs 23 on non-financial transactions. Earlier this charge used to cost 21 rupees. There will be 3 free transactions in metro cities and 5 free transactions in small towns.
IMPS Transaction
For external transactions of immediate payment service (IMPS), a fee is levied based on the transaction amount. For an amount of up to Rs 1,000, the fee is Rs 2.50 per transaction. For transactions of more than Rs 1,000 and up to Rs 1,00,000, a fee of Rs 5 is applicable. For transactions up to Rs 1,00,000 and up to Rs 5,00,000, the fee is Rs 15 per transaction.
Charge on withdrawal of cash
Customers get three free withdrawal facilities every month. More than this, a fee of Rs 150 per transaction will be charged. A withdrawal of more than Rs 1,000 per month at Rs 1,000 or Rs 150, whichever will be higher every month.
Charge on debit card
The annual charge for regular debit cards has been fixed at Rs 300. The annual charge for customers from rural places is Rs 150. In the event of losing cards or damaged, the card fee will be Rs 300 per card if replaced.
ICICI Bank increased charge on demand draft
If you are a customer of ICICI Bank, then you will now get a charge of Rs 2 every 1000 rupees on services like cash deposit, check deposit, demand draft and pay order. However, the minimum fee per transaction is Rs 50 and the maximum limit is Rs 15,000.
What is HDFC Bank doing change
If you spend more than 10 thousand rupees every month on gaming apps like Dream 11, MPL from HDFC Bank Credit Card, then you will now have to pay an extra charge of 1 percent. This charge will be limited to Rs 4,999 a month. Also, no report point will be given on these transactions. In third party wallets (eg Paytm, Mobikwik, Freecharge, Ola Money), if you make more than Rs 10,000 in a month, then it will also be charged 1% and it will also have a fee range of Rs 4,999 a month.
Fare payment will be charged
If you pay rent, then all rental payment transactions will be levied a fee of 1%. This fee will be levied on the total amount of transaction and its maximum limit will be Rs 4,999 per month. That is, if it is more than this, you will have to pay a charge of 1 percent. For Fuel, there will be 1% charge on transactions of more than Rs 15,000. At the same time, if you pay more than 50 thousand rupees, then you will get a charge of 1 percent.
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